Scenario 19 — Consumer law: complaints, warranties, and distance contracts (180’)

BNB4UR package • Group: 18–30 • 180 minutes • 15–20 people • Language: English • Format: in-person

IMPORTANT
IMPORTANT: This is an educational workshop, not legal advice. Laws change—always verify up‑to‑date information in official sources (UOKiK/GOV). In exercises we use fictional data.

1. Overall goal and workshop logic

Goal: participants understand the differences between: non‑conformity of goods with the contract (after 01.01.2023), warranty (voluntary), the right of withdrawal (distance/off‑premises purchases) and ADR/mediation, and they can write a complete complaint letter, exercise the right of withdrawal and plan escalation (Consumer Ombudsman/Trade Inspection).

Logic: rights map → case analysis → letters (3 templates) → escalation paths and evidence → 30‑day plan.

Final outputs: 1) PK1 — Consumer rights map (quick guide), 2) PK2 — Complaint checklist (non‑conformity of goods with the contract), 3) PK3 — Warranty vs non‑conformity (comparison), 4) PK4 — 14‑day withdrawal (form + exclusions), 5) PK5 — Complaint letter (template A2–B2), 6) PK6 — Withdrawal letter (template), 7) PK7 — Escalation: Consumer Ombudsman/Trade Inspection/ADR (contacts + steps), 8) PK8 — Evidence pack (what to collect and how), 9) PK9 — 30‑day plan (3 actions), 10) PK‑R — Outcome assessment rubric.

2. Learning outcomes (knowledge • skills • attitudes)

Knowledge: knows the basics of non‑conformity of goods with the contract (after 01.01.2023), understands warranty and its voluntary nature, knows the rules for withdrawal for distance purchases (generally 14 days; exceptions), knows what ADR/mediation is and where to seek help (Consumer Ombudsman, Trade Inspection). Skills:

completes a full complaint letter (PK5) and withdrawal form (PK6);

chooses the right path: complaint/warranty/withdrawal/mediation;

collects evidence (PK8) and keeps a timeline/calendar of deadlines;

prepares a 30‑day plan (PK9). Attitudes: assertiveness, focus on facts, care for documentation, awareness of exceptions.

3. Organisational parameters

Room: horseshoe seating + 4 tables; 2 flipcharts; projector; timer.

Materials (A4/A3, 1 per person): PK1–PK9, PK‑R; sample terms and conditions (fictional), receipts/invoices (anonymized), chat screenshots (fictional).

Evaluation: Mentimeter PRE/POST (3 questions—section 4) + PK‑R rubric (observation).

4. Mentimeter — questions (PRE and POST)

“I know which path to choose: complaint / warranty / withdrawal.”

“I can write a complaint letter with a full description and a clear request.”

“I know the escalation steps (ombudsman/inspection/ADR) and what to collect as evidence.”

5. Detailed agenda (180’)

0–12’
Opening and ground rules (12’)

Goal: legal framework without jargon.

Instructions: present the goals and outputs; rules: voluntary participation, safety, no disclosure of sellers’ data; we work with examples.

12–22’
Icebreaker: “True or myth?” (10’)

Goal: activate the group’s experience.

Instructions: the trainer reads 8 statements (e.g., “Returns in a brick‑and‑mortar store are mandatory” — MYTH; “I can generally withdraw from a distance contract within 14 days” — TRUE; “A warranty is mandatory” — MYTH). Short discussion and reference to PK1.

22–30’
Mentimeter PRE (8’)
30–62’
MODULE 1 — Rights map: non‑conformity, warranty, withdrawal (32’)

Goal: establish “when to use what”.

Materials: PK1, PK3, PK4.

Instructions (mini‑input 12’):

Non‑conformity of goods with the contract (consumer sales after 01.01.2023): priority of repair/replacement, then price reduction/withdrawal—under the Consumer Rights Act.

Warranty — a voluntary commitment by the producer/guarantor; terms only in the warranty document; it operates alongside non‑conformity.

Withdrawal for distance/off‑premises purchases — generally 14 days to decide; exclusions (e.g., made‑to‑order goods, sealed hygiene goods after opening, digital content started with consent and information about losing the right).

Exercise (20’): match 8 cases (e.g., shoes with sole coming off after a week; online license codes; phone bought online—don’t like it; unpacked headphones) to the correct path + request and deadline. Record in PK1/PK3/PK4.

62–95’
MODULE 2 — Complaint: request and justification (33’)

Goal: write an effective letter.

Materials: PK2 (checklist), PK5 (letter template), sample evidence.

Instructions:

PK2 — checklist: parties’ details, facts (what/when/where), symptom of non‑conformity, specific request (repair/replacement/price reduction/withdrawal), deadline for completion, legal basis (in general: “Consumer Rights Act”), attachments (evidence).

PK5 — letter (A2–B2): work in pairs on 2 cases (appliances, clothing). Each person writes max 12 sentences, plain language, no emotions, with a list of attachments.

Cross quality check: swap letters and check against PK2.

Criterion: the letter includes a clear request and a deadline.

95–105’
BREAK (10’)
105–135’
MODULE 3 — Withdrawal for online purchases (30’)

Goal: step‑by‑step procedure.

Materials: PK4 (form + exclusions), PK6 (template).

Instructions:

When and how to count deadlines (generally 14 days from delivery / from conclusion for services), where to send it, who covers return shipping (depends on the terms—if informed, usually the consumer), refund by the seller after receiving the goods or proof of return.

Exclusions (discuss 8 most common).

Exercise (15’): fill in PK6 for the case “shoes bought online—wrong size” and prepare a (fictional) return label.

Criterion: PK6 completed correctly.

135–165’
MODULE 4 — Escalation and payment scenarios (30’)

Goal: what next if the seller refuses?

Materials: PK7 (contacts and steps), PK8 (evidence).

Instructions:

Escalation: order: seller → Consumer Ombudsman (free help) → Trade Inspection/ADR (mediation at WIIH; generally 90 days to complete) → court (last resort).

Payments: if paid by card—report to the bank (chargeback mechanism); if bank transfer/BLIK—bank complaint may be possible, but it is not standard chargeback; keep correspondence and report unfair practices to UOKiK when they indicate a broader issue.

PK8 — evidence: order/payment confirmations, correspondence, photos/video of the defect, shipment numbers, terms/offer as of the purchase date (screenshots).

Exercise (12’): in groups of three, create an escalation map for the case “phone still faulty after repair” (request replacement → refusal).

Criterion: everyone enters local contacts into PK7 and writes their escalation plan.

165–175’
Mentimeter POST + “1 step/7 days” (10’)

Goal: close and implement.

Instructions: POST (same 3 questions). In PK9, write 3 actions/30 days (e.g., “I’ll organise my purchase evidence”, “I’ll prepare a letter template”, “I’ll check return forms in 2 shops”).

175–180’
Closing (5’)

Instructions: reminder: always read the terms and record deadlines; keep copies of correspondence and confirmations; where to seek help.

6. Good facilitation practices

Plain language (A2–B2): short sentences, bullet points, no jargon.

Facts > emotions: describe the situation, dates, order numbers, request and deadline.

Digital safety: don’t send scans of documents to unknown addresses; type links manually (bridge to Scenario 15).

Work on cases: neutral examples, anonymisation.

Bridges: household budget (Scenario 14), work in PL (Scenario 09), digital (Scenario 15).

7. Adaptations, Plan B, variants

Language barrier: mini‑glossary on cards (PL↔UA); notes allowed; mixed‑language pairs.

Small group (≤10): more 1:1 work on letters; phone call role‑plays.

Less time (120’): M1 20’, M2 25’, M3 20’, M4 25’; PK9 as homework.

More time (+30’): add a block “Digital services and subscriptions” (withdrawal, auto‑renewals).

8. Evaluation and report indicators

Mentimeter PRE/POST — 3 questions.

Outputs: PK5 (letters), PK6 (withdrawals), PK7 (contacts), PK8 (evidence list), PK9 (plan).

PK‑R rubric (0–2 points per criterion, max 10):

Choosing the right path,

Quality of the letter (PK5),

Correct withdrawal (PK6),

Complete escalation plan (PK7),

Evidence package (PK8). Interpretation: 0–3 starting point; 4–7 solid; 8–10 ready to act.

9. Printable materials (ready-to-use)

Printable materials
Materials PK1–PK9, PK‑R and extra materials are available in the “Materials (interactive + printable)” section below. Click to jump to a specific card.

10. Branding & compliance (trainer)

On the cards: “Mosty Nadziei” logo, EU flag + “Co‑funded by the European Union”, Erasmus+ logo; partners (KIS, Asociația Se Poate).

Space for the project number and information clause.

11. Trainer checklist (before/after) (trainer)

Before: printouts of PK1–PK9 and cases; Mentimeter; timer; sticky notes. After: photos of outputs (no personal data), record Mentimeter results, list “1 step/7 days” for follow‑up.

Materials (interactive + printable)

Each card has a Print button and a funding acknowledgement (hidden on screen in trainer mode, but always included in the printout).

Printable handout

PK1 — Consumer rights map (quick guide)

PK1 — Consumer rights map (quick guide)
Quick cheat sheet “when to use what”: non‑conformity vs warranty vs withdrawal + ADR/mediation.
Non‑conformity of goods with the contract

Consumer sales (after 01.01.2023).



Warranty

Voluntary (as per the warranty document). Works alongside non‑conformity.



Withdrawal (distance/off‑premises purchase)

Generally 14 days to decide.



ADR / mediation + support

When the seller refuses or drags the case out.




Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK2 — Complaint checklist (non‑conformity)

PK2 — Complaint checklist (non‑conformity)
Tick whether your letter includes all key elements. Stick to facts, dates and a clear request.
Details



Facts



Request & deadline


Attachments / evidence



Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK3 — Warranty vs non‑conformity (comparison)

PK3 — Warranty vs non‑conformity (comparison)
Helps you choose the right path.
CriterionWarrantyNon‑conformity with the contract
Who is responsible?
Duration
Scope
Order of claims
Pros/cons


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK4 — 14‑day withdrawal (form + exclusions)

PK4 — 14‑day withdrawal (form + exclusions)
Generally 14 days for distance/off‑premises purchases. Check exceptions.
Most common exclusions (examples)





Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK5 — Complaint letter (template A2–B2)

PK5 — Complaint letter (template A2–B2, max 1 page)
Plain language, facts, request and deadline. No emotions.
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK6 — Withdrawal letter (template)

PK6 — Withdrawal letter (template)
Send by e‑mail or letter. Keep proof of sending.
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK7 — Escalation: ombudsman/inspection/ADR

PK7 — Escalation & contacts
Order: seller → Consumer Ombudsman → Trade Inspection/ADR (WIIH) → court.
My escalation path
  1. Contact the seller + letter (PK5) + evidence (PK8)
  2. Consumer Ombudsman (free help)
  3. Trade Inspection / ADR (mediation at WIIH)
  4. Bank (chargeback) — if paid by card (optional)
  5. Court (last resort)
Institution / channelContact (phone/site/e-mail)What I attachDeadline / note
Consumer Ombudsman
Trade Inspection / ADR (WIIH)
Bank (chargeback)
Other
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK8 — Evidence pack (what to collect)

PK8 — Evidence pack (what to collect)
The better the evidence, the easier the complaint and escalation.
Purchase & payment



Defect / non‑conformity


Communication


Offer & terms


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK9 — 30‑day plan (3 actions)

PK9 — 30‑day plan (3 actions)
A short implementation plan after the workshop.
PeriodWhat will I do?Evidence/resultStatus
Day 1–7
Day 8–21
Day 22–30
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

PK‑R — Outcomes rubric

PK‑R — Outcomes rubric (0–2 pts per criterion, max 10)
Interpretation: 0–3 starting point; 4–7 solid; 8–10 ready to act.
Choosing the right path
Letter quality (PK5)
Correct withdrawal (PK6)
Complete escalation plan (PK7)
Evidence pack (PK8)
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

Extra material — Shop Terms & Conditions (fictional)

Extra material — Sample “Shop Terms & Conditions” (fictional)
For practice: spotting clauses on returns, complaints and return shipping costs.
Terms (short version)

1. Delivery: delivery time 2–5 business days. Delivery cost: 0–25 PLN.

2. Returns (withdrawal): 14 days from delivery. The consumer bears return shipping costs if informed.

3. Complaints: by e‑mail or form. Recommended: description, photos, proof of purchase.

4. Digital content: after performance begins with consent and information about losing the right—no 14 days.

5. Contact: support@fictional‑shop.pl, tel. 000‑000‑000.

Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

Extra material — Receipt/invoice (fictional)

Extra material — Receipt / invoice (fictional)
Fill in as “proof of purchase” for the exercise (do not use real personal data).
SALES DOCUMENT (FICTIONAL)
ShopDate
Document no.Order no.
ProductPrice
Payment methodAmount


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable handout

Extra material — Chat screenshot (fictional)

Extra material — Chat screenshot (fictional)
Exercise: extract facts, deadlines and “red flags” from the chat.
Chat (fiction)

Consumer: Hello, the headphones from order ORD‑123 stopped working after a week. Please replace them.

Shop: Only the manufacturer’s warranty applies. Please send to the service centre and wait.

Consumer: I’m filing a complaint to the seller due to non‑conformity. Please confirm receipt.

Shop: Please don’t write, it won’t help anyway. Only phone calls.

Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.