Scenario 19 — Consumer law: complaints, warranties, distance contracts (180’)

BNB4UR package • Group: 18–30 years • 180 minutes • 15–20 people • Language: Polish • Format: in-person

IMPORTANT
IMPORTANT: This is an educational workshop, not legal advice. Regulations change—always verify up-to-date information in official sources (UOKiK/GOV). We use fictional data in exercises.

1. Overall objective and session logic

Objective: participants understand the differences between lack of conformity with the contract (after 01/01/2023), warranty (voluntary), the right of withdrawal (distance/off-premises purchases), and ADR/mediation, and can write a complete complaint letter, use the right of withdrawal, and plan escalation (Consumer Ombudsman/Trade Inspection).

Logic: rights map → case analysis → letters (3 templates) → escalation paths and evidence → 30‑day plan.

Deliverables: 1) PK1 — Consumer rights map (summary), 2) PK2 — Complaint checklist (lack of conformity), 3) PK3 — Warranty vs lack of conformity (comparison), 4) PK4 — 14‑day withdrawal (form + exemptions), 5) PK5 — Complaint letter (A2–B2 template), 6) PK6 — Withdrawal letter (template), 7) PK7 — Escalation: ombudsman/Trade Inspection/ADR (contacts + steps), 8) PK8 — Evidence pack (what to collect and how), 9) PK9 — 30‑day plan (3 actions), 10) PK‑R — Outcome assessment rubric.

2. Learning outcomes (knowledge • skills • attitudes)

Knowledge: knows the basics of lack of conformity with the contract (after 01/01/2023), understands warranties and their voluntary nature, knows the rules of withdrawal for distance purchases (generally 14 days; exceptions), and understands ADR/mediation and where to seek help (Consumer Ombudsman, Trade Inspection). Skills:

fills in a complete complaint letter (PK5) and a withdrawal form (PK6);

chooses the right path: complaint/warranty/withdrawal/mediation;

collects evidence (PK8) and keeps a deadlines calendar;

prepares a 30‑day plan (PK9). Attitudes: assertiveness, fact-based approach, care for documents, awareness of exceptions.

3. Organisational parameters

Room: U‑shape + 4 tables; 2 flipcharts; projector; timer.

Materials (A4/A3, 1 per person): PK1–PK9, PK‑R; sample terms (fictional), receipts/invoices (anonymous), conversation screenshots (fictional).

Evaluation: Mentimeter PRE/POST (3 questions — section 4) + PK‑R rubric (observation).

4. Mentimeter — questions (PRE and POST)

“I know which path to choose: complaint / warranty / withdrawal.”

“I can write a complaint letter with a full description and a clear request.”

“I know the escalation steps (ombudsman/Inspection/ADR) and what to collect as evidence.”

5. Detailed schedule (180’)

0–12’
Opening and ground rules (12’)

Objective: legal framework without jargon. Instructions: present the objectives and deliverables; ground rules: voluntariness, safety, no disclosure of sellers’ data; we work on examples.

12–22’
Icebreaker “True or myth?” (10’)

Objective: activate the group’s experience. Instructions: the trainer reads 8 statements (e.g. “Returns in a brick‑and‑mortar store are mandatory” — MYTH; “As a rule, I can withdraw from a distance contract within 14 days” — TRUE; “A warranty is mandatory” — MYTH). Short discussion and reference to PK1.

22–30’
Mentimeter PRE (8’)
30–62’
MODULE 1 — Rights map: lack of conformity, warranty, withdrawal (32’)

Objective: clarify “when to use what”. Materials: PK1, PK3, PK4. Instructions (12‑minute mini‑input):

Lack of conformity with the contract (consumer sale after 01/01/2023): priority of repair/replacement, then price reduction/withdrawal — under consumer law.

Warranty — a voluntary commitment by the manufacturer; terms only in the warranty document; it operates alongside lack of conformity.

Withdrawal for distance/off‑premises purchases — generally 14 days to decide; exemptions (e.g. made‑to‑order goods, sealed hygiene items once opened, digital content started with consent and information about losing the right). Exercise (20’): match the correct path + request and deadline to 8 cases (e.g. shoes with a sole coming apart after a week; online license codes; a phone bought online — you simply don’t like it; unpacked headphones). Record on PK1/PK3/PK4.

62–95’
MODULE 2 — Complaint: request and justification (33’)

Objective: write an effective letter. Materials: PK2 (checklist), PK5 (letter template), sample evidence. Instructions:

PK2 — checklist: parties’ details, facts (what/when/where), symptom of non‑conformity, specific request (repair/replacement/price reduction/withdrawal), deadline for completion, legal basis (generally: “consumer law”), attachments (evidence).

PK5 — letter (A2–B2): work in pairs on 2 cases (appliances, clothing). Each person writes max 12 sentences, simple language, no emotions, with a list of attachments.

Cross‑quality check: exchange letters and check against PK2. Criterion: the letter includes a complete request and a deadline.

95–105’
BREAK (10’)
105–135’
MODULE 3 — Withdrawal for online purchases (30’)

Objective: step‑by‑step procedure. Materials: PK4 (form + exemptions), PK6 (template). Instructions:

How to count deadlines (generally 14 days from delivery / from signing for services), where to send it, who pays return costs (depending on the terms — if informed, usually the consumer), and refunds by the seller after receiving the goods or proof of return shipment.

Exemptions (discuss the 8 most common).

Exercise (15’): fill in PK6 for the case “shoes bought online — wrong size” and prepare a return label (fictional). Criterion: PK6 is completed in full.

135–165’
MODULE 4 — Escalation and payment scenarios (30’)

Objective: what next if the seller refuses? Materials: PK7 (contacts and steps), PK8 (evidence). Instructions:

Escalation order: seller → Consumer Ombudsman (free support) → Trade Inspection/ADR (mediation at WIIH; generally 90 days to conclude) → court (last stage).

Payments: if paid by card — report to the bank (chargeback mechanism); if transfer/BLIK — a bank complaint may be possible, but it is not standard chargeback; keep correspondence and report unfair practices to UOKiK when they indicate a broader issue.

PK8 — evidence: order/payment confirmations, correspondence, photos/video of the defect, shipment numbers, terms/offer on the purchase date (screenshot). Exercise (12’): in groups of three, create an escalation map for the case “phone still not working after repair” (request replacement → refusal). Criterion: everyone fills in local contacts in PK7 and writes their escalation plan.

165–175’
Mentimeter POST + “1 step / 7 days” (10’)

Objective: closure and implementation. Instructions: POST (the same 3 questions). On PK9, write 3 actions for the next 30 days (e.g. “I will organise purchase evidence”, “I will prepare a letter template”, “I will check the return form in 2 stores”).

175–180’
Closing (5’)

Instructions: reminder—always read the terms and note deadlines; keep copies of correspondence and confirmations; know where to seek help.

6. Good facilitation practices

Simple language (A2–B2): short sentences, bullet points, no jargon.

Facts > emotions: condition description, dates, order numbers, request and deadline.

Digital safety: don’t send scans of documents to unknown addresses; type links manually only (bridge to scenario 15).

Work on cases: neutral examples, anonymisation.

Bridges: household budget (scen. 14), work in PL (scen. 09), digital (scen. 15).

7. Adaptations, plan B, variants

Language barrier: glossary on cards (PL↔UA); notes allowed; mixed-language pairs.

Small group (≤10): more 1:1 work on letters; phone-call simulations.

Less time (120’): M1 20’, M2 25’, M3 20’, M4 25’; PK9 as homework.

More time (+30’): add a block “Digital services and subscriptions” (withdrawal, automatic renewals).

8. Evaluation and reporting indicators

Mentimeter PRE/POST — 3 questions.

Outputs: PK5 (letters), PK6 (withdrawals), PK7 (contacts), PK8 (evidence list), PK9 (plan).

PK‑R rubric (0–2 pts per criterion, max 10):

Choosing the right path,

Letter quality (PK5),

Correct withdrawal (PK6),

Complete escalation plan (PK7),

Evidence pack (PK8). Interpretation: 0–3 beginner; 4–7 solid; 8–10 ready to act.

9. Printable appendices (ready-to-use content)

Printable appendices
Appendices PK1–PK9, PK‑R and additional materials are available in the section “Materials (interactive + printable)” below. Click to jump to a specific card.

10. Branding and compliance (trainer)

On the cards: “Bridges of Hope” logo, EU flag + “Co‑funded by the European Union”, Erasmus+ logo; partners (KIS, Asociația Se Poate).

Space for the project number and the information clause.

11. Trainer checklist (before/after) (trainer)

Before: printouts of PK1–PK9 and cases; Mentimeter; timer; sticky notes. After: photos of outputs (no personal data), saved Mentimeter results, “1 step / 7 days” follow‑up list.

Materials (interactive + printable)

Each card has a button Print and funding markings (hidden on screen in trainer mode, but always present in print).

Printable attachment

PK1 — Consumer rights map (summary)

PK1 — Consumer rights map (summary)
Quick cheat sheet “when to use what”: lack of conformity vs warranty vs withdrawal + ADR/mediation.
Lack of conformity with the contract

Consumer sale (after 01/01/2023).



Warranty

Voluntary (per the warranty document). It operates alongside lack of conformity.



Withdrawal (distance/off‑premises purchases)

As a rule, 14 days to decide (with exceptions).



ADR / mediation + support

When the seller refuses / drags the case out.




Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK2 — Complaint checklist (lack of conformity)

PK2 — Complaint checklist (lack of conformity with the contract)
Tick whether your letter includes all elements. Stick to facts, dates and your request.
Details



Facts description



Request and deadline


Attachments / evidence



Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK3 — Warranty vs lack of conformity (comparison)

PK3 — Warranty vs lack of conformity (comparison)
Helps you choose the right path.
CriterionWarrantyLack of conformity with the contract
Who is responsible?
Duration
Scope
Order of claims
Pros/cons


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK4 — 14‑day withdrawal (form + exemptions)

PK4 — 14‑day withdrawal (form + exemptions)
As a rule, 14 days for distance/off‑premises purchases. Check the exemptions.
Most common exemptions (examples)





Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK5 — Complaint letter (A2–B2 template)

PK5 — Complaint letter (A2–B2 template, max 1 page)
Simple language, facts, request and deadline. No emotions.
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK6 — Withdrawal letter (template)

PK6 — Withdrawal from the contract (template)
Send by email or letter. Keep proof of sending.
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK7 — Escalation: ombudsman/Trade Inspection/ADR

PK7 — Escalation and contacts
Order: store → Consumer Ombudsman → Trade Inspection/ADR (WIIH) → court.
My escalation path
  1. Contact the seller + letter (PK5) + evidence (PK8)
  2. Consumer Ombudsman (free support)
  3. Trade Inspection / ADR (mediation at WIIH)
  4. Bank (chargeback) — if paid by card (optional)
  5. Court (last stage)
Institution / channelContact (phone/website/email)What I attachDeadline / note
Consumer Ombudsman
Trade Inspection / ADR (WIIH)
Bank (chargeback)
Other
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK8 — Evidence pack (what to collect)

PK8 — Evidence pack (what to collect)
The better the evidence, the easier the complaint and escalation.
Purchase and payment



Defect / non‑conformity


Komunikacja


Offer and terms


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK9 — 30‑day plan (3 actions)

PK9 — 30‑day plan (3 actions)
A short implementation plan after the workshop.
PeriodWhat do I do?Evidence/outcomeStatus
Day 1–7
Day 8–21
Day 22–30
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

PK‑R — Outcome assessment rubric

PK‑R — Outcome assessment rubric (0–2 pts/criterion, max 10)
Interpretation: 0–3 beginner; 4–7 solid; 8–10 ready to act.
Choosing the right path
Letter quality (PK5)
Correct withdrawal (PK6)
Complete escalation plan (PK7)
Evidence pack (PK8)
Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

Additional material — Store terms (fictional)

Additional material — Sample “Store terms” (fictional)
For exercises: identify provisions on returns, complaints and return shipping costs.
Terms (short version)

1. Delivery: delivery time 2–5 business days. Delivery cost: 0–25 PLN.

2. Returns (withdrawal): 14 days from delivery. The consumer bears the return cost if informed.

3. Complaints: submit via email or form. Recommended: description, photos, proof of purchase.

4. Digital content: after the service starts with consent and information about loss of the withdrawal right — no 14 days.

5. Contact: support@sklep‑fikcyjny.pl, phone 000‑000‑000.

Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

Additional material — Receipt/Invoice (fictional)

Additional material — Receipt / invoice (fictional)
Fill in as “proof of purchase” for the exercise (do not use real data).
SALES DOCUMENT (FICTIONAL)
StoreDate
Document no.Order no.
ProductPrice
Payment methodAmount


Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.
Printable attachment

Additional material — Conversation screenshot (fictional)

Additional material — Conversation screenshot (fictional)
Exercise: extract facts, deadlines and “red flags” from the conversation.
Chat (fiction)

Consumer: Hello, the headphones from order ORD‑123 stopped working after a week. I would like a replacement.

Store: Only the manufacturer’s warranty. Please send them to service and wait.

Consumer: I am filing a complaint with the seller on the grounds of lack of conformity. Please confirm receipt.

Store: Please don’t write—there’s no point anyway. Only by phone.

Co-Funded by the European Union.
Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the Foundation for the Development of the Education System (FRSE). Neither the European Union nor FRSE can be held responsible for them.