Housing & Finances: budget, safe renting, saving

Readable version — high contrast, large font, no interactive elements.

Overview

👥 Group: ages 18–30 (15–20 people)
⏱️ Duration: 180 minutes
📦 Outputs: B1–B8 (budget, envelopes, repayment plan, safe tenancy, handover protocol, 30‑day savings plan, quick wins, rubric)
🎯 Goals: 30‑day budget, safe renting, 30‑day savings plan (5 quick wins)

Agenda

  1. 0–12’ Opening and rules
  2. 12–22’ Icebreaker “Top‑3 monthly expenses”
  3. 30–65’ Module 1: 30‑day budget (map & method)
  4. 65–85’ Module 1B: Priorities and quick cuts
  5. 95–125’ Module 2: Safe tenancy (checklist + handover protocol)
  6. 125–135’ Energizer “Red flag sprint”
  7. 135–165’ Module 3: Savings plan + repayments (optional)
  8. 165–175’ Mentimeter POST + 48‑hour commitment
  9. 175–180’ Closing

Materials

Trainer Guide

  • Plain language, legal neutrality
  • No personal financial data — use anonymous examples
  • Adaptations: pictograms/UA‑EN notes; shorten modules if needed
  • Extra time: offer comparison & energy‑bills segment
  • Checklist: printouts B1–B8; example contract/protocol; calculators

Evaluation

Mentimeter questions (PRE/POST):

  1. I can set a 30‑day budget
  2. I know how to check a rental agreement and protocol
  3. I have 5 saving methods for the next 30 days

Project & partners

Bridges of Hope — co‑funded by the European Union (Erasmus+). Partners: KIS, Asociația Se Poate.